How long does it take to refinance a loan?

The amount of time it takes to refinance a loan can vary depending on the lender, the type of loan and your credit rating. Generally, it is possible to refinance within 30-45 days.

What documents are required when refinancing a loan?

You will need to provide proof of income, employment and credit rating. You may also need to provide additional documents such as an appraisal or title insurance. Your lender can give you a list of all required documents.

Is there a limit to how often I can refinance my loan?

Generally, there is no limit to the number of times you can refinance your loan as long as it makes financial sense and you are able to qualify for the new loan terms. However, it is important to consider all costs associated with refinancing before making a decision.

Is refinancing right for me?

Refinancing is a personal decision and it’s important to carefully consider all factors before deciding if it makes sense for you. Refinancing can be beneficial if you want to reduce your monthly payments or access equity in your home. However, it’s important to weigh the costs of refinancing against the potential benefits to make sure you're making the right decision for your financial situation.

Maitland

Loans in Maitland

Assistance Applying for Home Loans & More

Contact East Coast Finance Group in Maitland

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Licensed Mortgage Brokers

Are you ready to enter the housing or investment property market in Maitland? At East Coast Finance Group, we have access to home loans and more from leading banks and lenders in Australia. Our mortgage brokers have your best interests in mind and will recommend the best possible loan to suit. We consider all aspects of your finances, offering assistance with:

Our team understands the complexities of the loan process and are committed to guiding you through every step—without using bulky, industry jargon. Call us on (02) 4956 9909 to arrange an appointment. We service from High Street to Hunter River and beyond.

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Refinance Your Loan

Refinancing is the process of replacing an old loan with a new one that’s under a different term and interest rate. The potential benefits include lower mortgage rates, access to your equity and consolidated debt; although, refinancing comes with its own set of risks. That’s why it’s important to research and understand all your options before making the decision to refinance.

Here at East Coast Finance Group, our team strives to make this process easier. We’ll meticulously assess your savings, credit history, rates/fees and mortgage features to provide informed recommendations. Our goal is to secure your financial future with an appropriate, tailored financing plan.

We rely on our industry knowledge and long-standing connections, so that we can provide you with exceptional service. Contact our friendly mortgage brokers to discuss your finances today.

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Contact Us

terry@eastcoastfinance.com.au

Find Us

Maitland, NSW 2320

Call Us

(02) 4956 9909

Trading Hours

Monday: 9:00 am - 8:00 pm
Tuesday: 9:00 am - 8:00 pm
Wednesday: 9:00 am - 8:00 pm
Thursday: 9:00 am - 8:00 pm
Friday: 9:00 am - 8:00 pm
Saturday: Appointment Only
Sunday: Appointment Only

Frequently Asked Questions

How long does it take to refinance a loan?

The amount of time it takes to refinance a loan can vary depending on the lender, the type of loan and your credit rating. Generally, it is possible to refinance within 30-45 days.
What documents are required when refinancing a loan?

You will need to provide proof of income, employment and credit rating. You may also need to provide additional documents such as an appraisal or title insurance. Your lender can give you a list of all required documents.
Is there a limit to how often I can refinance my loan?

Generally, there is no limit to the number of times you can refinance your loan as long as it makes financial sense and you are able to qualify for the new loan terms. However, it is important to consider all costs associated with refinancing before making a decision.
Is refinancing right for me?

Refinancing is a personal decision and it’s important to carefully consider all factors before deciding if it makes sense for you. Refinancing can be beneficial if you want to reduce your monthly payments or access equity in your home. However, it’s important to weigh the costs of refinancing against the potential benefits to make sure you're making the right decision for your financial situation.