First-Home Buyer Loans in Warners Bay

Find the Right Loan

East Coast Finance Group is here to help you find the right loan when purchasing your first home in Warners Bay, Newcastle, Lake Macquarie, Maitland, Mudgee, Cardiff or surrounding areas. We understand that finding the right loan can be difficult, especially if this is your first time navigating the market. Our team is flexible, careful and dedicated to finding a good option for you. 

If you’re having trouble assessing incentives, comparing rates or dealing with the application process, be sure to book a consultation with East Coast Finance Group. Our team can source the ideal solution, after assessing your income, expenses, existing debt and savings, as well as the property you intend to purchase.

Self-employed? Oftentimes, this makes it more difficult to apply for a home loan. East Coast Finance Group will help you through this process. You will need to show signed tax returns, notices of assessment and letters from your accountant. For more information, call our team on (02) 4956 9909.

Book a Loan Consultation Today

Things to Consider

When applying for a first-home buyer loan, it’s important to consider many factors outside of just the interest rate. While interest rates are important, many other loan features can affect your payments and the longevity of your mortgage. For instance, offset facilities, refinance costs, repayment flexibility and redraw funds should all influence which loan you choose. 

At East Coast Finance Group, we can walk you through the advantages and disadvantages associated with many loan features, so you can compare your options and make an informed decision. Our goal is to give you guidance through the whole process, from loan application to settlement. 

Pre-approval, formal approval after signing—whatever aspect of your first home purchase you require assistance with, East Coast Finance Group is here for you. We want to give you peace of mind, up-to-date knowledge and a comprehensive understanding of what you’re signing up for. Book a consultation on (02) 4956 9909.